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It is the second largest banking institution in the United States , after JPMorgan Chase , and the ninth largest financial services company in the world by revenue. As a part of the Big Four , it services approximately Its primary financial services revolve around commercial banking , wealth management, and investment banking. One branch of its history stretches back to Bank of Italy , founded by Amadeo Pietro Giannini in , which provided Italian immigrants who faced service discrimination various banking options.

The passage of landmark federal banking legislation facilitated a rapid growth in the s, quickly establishing a prominent market share. Following what was then the largest bank acquisition in history , the Bank of America Corporation was founded. Through a series of mergers and acquisitions, it built upon its commercial banking business by establishing Merrill Lynch for wealth management and Bank of America Merrill Lynch for investment banking in and , respectively since renamed BofA Securities.

The investment bank is considered within the ” Bulge Bracket ” as the third largest investment bank in the world , as of [update]. The bank’s large market share, business activities, and economic impact has led to numerous lawsuits and investigations regarding both mortgages and financial disclosures dating back to the financial crisis. Its corporate practices of servicing the middle class and wider banking community has yielded a substantial market share since the early 20th century.

The eastern portion of the Bank of America franchise can be traced to , when Massachusetts Bank was chartered—the first iteration of FleetBoston , which Bank of America acquired in In , Commercial National Bank was founded in Charlotte. The two banks merged in and consolidated it with other bank holdings to create what would become the largest banking institution in the country. Giannini, the largest stockholder of which was Stockholders Auxiliary Corporation.

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